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  • Budgeting Apps YNAB Alternatives for 2025 - MoneySavingExpert Forum
    Debt Transfers I cannot find another software that is as simple as YNAB at managing these i do want more forecasting and visuals but as I say decided to stay with YNAB Challenges MFW 2025 #6 - 14621 56 14,000 Completed Challenges MFW 2024 #35 - 9,000 9,000 Pay off all debts by 2023 - #18 8,000 8,000
  • YNAB - MoneySavingExpert Forum
    The early adopters of nYNAB deserve what they were promised YNAB has essentially turned round and given those people the two-fingered salute whilst trying to gaslight them into believing they were offered a 10% discount for life rather than $45 per year YNAB has since backtracked on this It seems YNAB have gone to the same PR school as Randy
  • What Exactly is YNAB and is it worth it? - MoneySavingExpert Forum
    Ynab does not encourage any miscellaneous spending EG if I want use the money in my pocket to buy a meal out, some groceries, a cinema ticket, a bus fare - I would check my categories to see if I had enough money in my restaurant, groceries, entertainment and travel categories
  • Ynab! - MoneySavingExpert Forum
    The way I budgeted and cleared my debts was very similar to YNAB in setting up what I called "departments" with annual payments split over the year in 11 monthly deposits to a regular savings account (interest) (5 in the first year) and the remaining departments constituent parts of the whole
  • YNAB - good or bad — MoneySavingExpert Forum
    I could easily write a 3000-word dissertation on why YNAB is so good, how it helped me to eradicate debt, how it helped me learn how to budget But I won't!! Instead, I'll just suggest you try the free trial (currently extended to two months) Use the tutorial classes and training videos (the support is quite incredible)
  • Budgeting with YNAB or Monzo - MoneySavingExpert Forum
    I've been 6 years into my DF journey and I'm now months from the end and it's only YNAB that has done that for me Personally I budget in YNAB and then reflect that in Monzo so categories = pots on Monzo But Monzo is only my personal and joint account It doesn't help with budgeting, saving, goal planning, net worth calculations like YNAB can
  • Budgeting with YNAB or Monzo - MoneySavingExpert Forum
    YNAB can only really calculate with money you have right now, and give you a rough idea of how much you'll need to contribute each month to reach a goal It's not really designed to forecast how changing income and expenditure in future months will affect tracking accounts
  • Budgeting with YNAB or Monzo — MoneySavingExpert Forum
    YNAB works with USA Canada banks for automatic imports, but not with UK banks and that's a shame (and missed opportunity) especially considering open banking If YNAB expands into the UK market, then I will very likely pay for their annual subscription




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